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Detroit · Freelance · Workforce Development

The HR Support System for Independent Work

FHR is Detroit's independent research and advocacy organization dedicated to closing the five protection gaps facing independent workers. Built to inform. Not to sell.

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Freelancer Protection Score

How protected is your freelance career?

13 questions across five protection gaps. Instant results. Free — always.

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Free·No account required·5 minutes
83KDetroit metro freelancers
38/100Avg. protection score
5Protection gaps we close
FreeAlways
What We Do

Launched in 2026 to close the protection gap facing Detroit's independent workers.

Five Protection Gaps. One Place to Close Them.

FHR provides free research, tools, and education to help Detroit's independent workers understand and close the gaps in health insurance, taxes, retirement, liability, and income stability.

Built to inform. Not to sell.

Whether you are a creative, a consultant, a gig worker, or a one-person operation — if you work for yourself in Detroit, this was built for you.

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01
Health Insurance
02
Taxes
03
Retirement
04
Liability & Legal
05
Income Stability
The Five Protection Gaps

Know Your Gaps. Close Them.

FHR organizes all research, tools, and education around the five areas where Detroit's independent workers are most exposed.

The Freelancer Protection Score

Know Your Gaps. Build the Research.

The Freelancer Protection Score is a free assessment that shows exactly where you stand across the five protection gaps — health insurance, taxes, retirement, liability, and income stability.

The average Detroit freelancer scores 38 out of 100. Most don't know which gaps are costing them the most. Yours might surprise you.

Every score adds to FHR's Detroit dataset — the foundation of the Detroit Freelance Protection Index, the first research report of its kind on the financial vulnerability of Detroit's independent workforce.

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Free · No account required · 5 minutes
38Average Detroit freelancer score
Health
55
Taxes
48
Retirement
22
Liability
18
Income
47
Sample visualization — your results will vary
FHR Local

Lead. Host. Build.

FHR Local is a community leadership program for Detroit-area independent workers who want to do more than survive freelancing — they want to build something.

As an FHR Local leader you get the platform, the tools, and FHR's backing to host your own events, lead peer circles, mentor other freelancers, and grow a community around the work you already do.

No experience required. No fees. Just show up.

Host Events Lead Circles Grow Your Network Detroit-Based
Apply to Lead
Detroit
Freelancers in the D

Building the HR infrastructure Detroit's independent workforce has needed.

Free Resources

Everything you need is free.

Guides, calculators, worksheets, and research — all built for Detroit's independent workers. No account required. No paywalls.

Guides & Publications

14 in-depth PDF guides covering all five protection gaps. Free to download.

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Tools & Calculators

SE Tax, Solo 401k, Freelance Rate, and Emergency Fund calculators built for self-employed workers.

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Free Downloads

Checklists, worksheets, and quick-reference sheets for freelancers on the go.

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